Flood Zone Comparison
Compare key metrics between 48661 48661, MI — Zone A and 50571 50571, IA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 48661 48661, MI — Zone A | 50571 50571, IA — Zone AE |
|---|---|---|
| name | 48661 48661, MI — Zone A | 50571 50571, IA — Zone AE |
| zip code | 48661 | 50571 |
| city | 48661 | 50571 |
| state | Michigan | Iowa |
| state code | MI | IA |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,644 | 2,644 |
| base flood elevation | 15 ft | 28 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2005 | 6 recorded flood events in the past 50 years. Most recent major flood: 2016 |
| nearest water | Rio Grande (1.7 miles) | Galveston Bay (0.1 miles) |
| elevation ft | 1,317 | 1,111 |
| population | 9,408 | 58,941 |
| median home value | 587,568 | 470,320 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $41,809 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $67,910 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5659C191J | 3868C449J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.