Flood Zone Comparison
Compare key metrics between 48873 48873, MI — Zone AE and 61037 61037, IL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 48873 48873, MI — Zone AE | 61037 61037, IL — Zone AE |
|---|---|---|
| name | 48873 48873, MI — Zone AE | 61037 61037, IL — Zone AE |
| zip code | 48873 | 61037 |
| city | 48873 | 61037 |
| state | Michigan | Illinois |
| state code | MI | IL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,042 | 3,042 |
| base flood elevation | 11 ft | 8 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2020 | 5 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Gulf of Mexico (5.0 miles) | local river (1.4 miles) |
| elevation ft | 1,912 | 785 |
| population | 49,425 | 49,424 |
| median home value | 298,361 | 774,889 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $52,177 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $184,664 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6793C759J | 4046C487J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.