Flood Zone Comparison
Compare key metrics between 49082 49082, MI — Zone AE and 79235 79235, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 49082 49082, MI — Zone AE | 79235 79235, TX — Zone AE |
|---|---|---|
| name | 49082 49082, MI — Zone AE | 79235 79235, TX — Zone AE |
| zip code | 49082 | 79235 |
| city | 49082 | 79235 |
| state | Michigan | Texas |
| state code | MI | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,317 | 3,317 |
| base flood elevation | 17 ft | 9 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2005 | 8 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | Arkansas River (2.1 miles) | Tampa Bay (4.4 miles) |
| elevation ft | 1,435 | 1,243 |
| population | 818 | 16,016 |
| median home value | 285,967 | 233,059 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $79,235 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $168,957 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9318C690J | 4535C352J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.