Flood Zone Comparison
Compare key metrics between 49446 49446, MI — Zone A and 55725 55725, MN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 49446 49446, MI — Zone A | 55725 55725, MN — Zone AE |
|---|---|---|
| name | 49446 49446, MI — Zone A | 55725 55725, MN — Zone AE |
| zip code | 49446 | 55725 |
| city | 49446 | 55725 |
| state | Michigan | Minnesota |
| state code | MI | MN |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,839 | 2,839 |
| base flood elevation | 29 ft | 29 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2004 | 1 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | Ohio River (1.5 miles) | James River (0.8 miles) |
| elevation ft | 871 | 1,067 |
| population | 71,515 | 60,999 |
| median home value | 386,594 | 362,053 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $118,127 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $168,660 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9358C814J | 4940C695J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.