Flood Zone Comparison
Compare key metrics between 49544 49544, MI — Zone AE and 77969 77969, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 49544 49544, MI — Zone AE | 77969 77969, TX — Zone AE |
|---|---|---|
| name | 49544 49544, MI — Zone AE | 77969 77969, TX — Zone AE |
| zip code | 49544 | 77969 |
| city | 49544 | 77969 |
| state | Michigan | Texas |
| state code | MI | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,086 | 2,086 |
| base flood elevation | 11 ft | 6 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2019 | 1 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | Arkansas River (4.6 miles) | Delaware River (1.9 miles) |
| elevation ft | 1,246 | 1,972 |
| population | 36,787 | 39,445 |
| median home value | 251,614 | 762,306 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $65,319 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $176,059 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8276C884J | 5767C328J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.