Flood Zone Comparison
Compare key metrics between 49755 49755, MI — Zone AE and 75633 75633, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 49755 49755, MI — Zone AE | 75633 75633, TX — Zone A |
|---|---|---|
| name | 49755 49755, MI — Zone AE | 75633 75633, TX — Zone A |
| zip code | 49755 | 75633 |
| city | 49755 | 75633 |
| state | Michigan | Texas |
| state code | MI | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,205 | 2,205 |
| base flood elevation | 10 ft | 21 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2021 | 14 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | retention pond (4.7 miles) | Hudson River (2.8 miles) |
| elevation ft | 1,296 | 1,101 |
| population | 66,696 | 2,116 |
| median home value | 609,244 | 632,202 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $140,460 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $112,717 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4538C650J | 1411C968J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.