Flood Zone Comparison
Compare key metrics between 50118 50118, IA — Zone AE and 74445 74445, OK — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 50118 50118, IA — Zone AE | 74445 74445, OK — Zone A |
|---|---|---|
| name | 50118 50118, IA — Zone AE | 74445 74445, OK — Zone A |
| zip code | 50118 | 74445 |
| city | 50118 | 74445 |
| state | Iowa | Oklahoma |
| state code | IA | OK |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,726 | 1,726 |
| base flood elevation | 9 ft | 21 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2004 | 10 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | Potomac River (1.9 miles) | James River (2.8 miles) |
| elevation ft | 1,021 | 1,777 |
| population | 62,466 | 15,280 |
| median home value | 341,079 | 311,855 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $70,428 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $77,842 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1185C935J | 9102C963J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.