Flood Zone Comparison
Compare key metrics between 50519 50519, IA — Zone AE and 64109 64109, MO — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 50519 50519, IA — Zone AE | 64109 64109, MO — Zone A |
|---|---|---|
| name | 50519 50519, IA — Zone AE | 64109 64109, MO — Zone A |
| zip code | 50519 | 64109 |
| city | 50519 | 64109 |
| state | Iowa | Missouri |
| state code | IA | MO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,281 | 1,281 |
| base flood elevation | 18 ft | 13 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2018 | 15 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | local river (3.3 miles) | Merrimack River (1.7 miles) |
| elevation ft | 1,852 | 702 |
| population | 42,964 | 79,866 |
| median home value | 183,581 | 120,242 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $139,631 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $21,015 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1453C979J | 2474C601J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.