Flood Zone Comparison
Compare key metrics between 50578 50578, IA — Zone AE and 64734 64734, MO — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 50578 50578, IA — Zone AE | 64734 64734, MO — Zone AE |
|---|---|---|
| name | 50578 50578, IA — Zone AE | 64734 64734, MO — Zone AE |
| zip code | 50578 | 64734 |
| city | 50578 | 64734 |
| state | Iowa | Missouri |
| state code | IA | MO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,387 | 3,387 |
| base flood elevation | 5 ft | 11 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2020 | 4 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | Lake Ontario (0.7 miles) | Rio Grande (2.5 miles) |
| elevation ft | 1,867 | 1,807 |
| population | 10,277 | 1,848 |
| median home value | 385,291 | 700,559 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $123,366 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $82,834 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7962C784J | 7726C265J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.