Flood Zone Comparison
Compare key metrics between 51239 51239, IA — Zone AE and 60107 60107, IL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 51239 51239, IA — Zone AE | 60107 60107, IL — Zone A |
|---|---|---|
| name | 51239 51239, IA — Zone AE | 60107 60107, IL — Zone A |
| zip code | 51239 | 60107 |
| city | 51239 | 60107 |
| state | Iowa | Illinois |
| state code | IA | IL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,126 | 1,126 |
| base flood elevation | 15 ft | 7 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2015 | 10 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Tampa Bay (3.8 miles) | Columbia River (4.8 miles) |
| elevation ft | 505 | 726 |
| population | 44,996 | 8,383 |
| median home value | 480,308 | 503,610 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $78,817 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $199,890 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8720C173J | 2730C250J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.