Flood Zone Comparison
Compare key metrics between 51364 51364, IA — Zone A and 56545 56545, MN — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 51364 51364, IA — Zone A | 56545 56545, MN — Zone A |
|---|---|---|
| name | 51364 51364, IA — Zone A | 56545 56545, MN — Zone A |
| zip code | 51364 | 56545 |
| city | 51364 | 56545 |
| state | Iowa | Minnesota |
| state code | IA | MN |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,994 | 2,994 |
| base flood elevation | 25 ft | 13 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2016 | 15 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | Gulf of Mexico (1.6 miles) | Tampa Bay (0.7 miles) |
| elevation ft | 1,324 | 118 |
| population | 11,820 | 28,101 |
| median home value | 269,575 | 733,583 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $157,213 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $125,307 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6879C495J | 5518C634J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.