Flood Zone Comparison
Compare key metrics between 51548 51548, IA — Zone AE and 60654 60654, IL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 51548 51548, IA — Zone AE | 60654 60654, IL — Zone AE |
|---|---|---|
| name | 51548 51548, IA — Zone AE | 60654 60654, IL — Zone AE |
| zip code | 51548 | 60654 |
| city | 51548 | 60654 |
| state | Iowa | Illinois |
| state code | IA | IL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,978 | 1,978 |
| base flood elevation | 18 ft | 27 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2016 | 12 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Lake Erie (2.7 miles) | Red River (3.0 miles) |
| elevation ft | 1,220 | 1,159 |
| population | 72,491 | 25,855 |
| median home value | 741,468 | 429,249 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $150,769 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $38,605 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3470C401J | 9299C411J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.