Flood Zone Comparison
Compare key metrics between 52738 52738, IA — Zone AE and 75862 75862, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 52738 52738, IA — Zone AE | 75862 75862, TX — Zone AE |
|---|---|---|
| name | 52738 52738, IA — Zone AE | 75862 75862, TX — Zone AE |
| zip code | 52738 | 75862 |
| city | 52738 | 75862 |
| state | Iowa | Texas |
| state code | IA | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,592 | 1,592 |
| base flood elevation | 8 ft | 13 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2009 | 12 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | local river (2.7 miles) | Arkansas River (1.1 miles) |
| elevation ft | 576 | 1,552 |
| population | 50,147 | 8,405 |
| median home value | 678,009 | 661,325 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $111,938 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $58,280 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5698C334J | 6649C649J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.