Flood Zone Comparison
Compare key metrics between 54854 54854, WI — Zone AE and 65766 65766, MO — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 54854 54854, WI — Zone AE | 65766 65766, MO — Zone AE |
|---|---|---|
| name | 54854 54854, WI — Zone AE | 65766 65766, MO — Zone AE |
| zip code | 54854 | 65766 |
| city | 54854 | 65766 |
| state | Wisconsin | Missouri |
| state code | WI | MO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,182 | 3,183 |
| base flood elevation | 10 ft | 16 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2010 | 4 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Lake Ontario (2.6 miles) | Pacific Ocean (4.0 miles) |
| elevation ft | 1,121 | 1,785 |
| population | 21,339 | 74,647 |
| median home value | 446,816 | 544,747 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $138,847 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $134,529 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3933C908J | 5823C652J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.