Flood Zone Comparison
Compare key metrics between 54861 54861, WI — Zone AE and 61053 61053, IL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 54861 54861, WI — Zone AE | 61053 61053, IL — Zone A |
|---|---|---|
| name | 54861 54861, WI — Zone AE | 61053 61053, IL — Zone A |
| zip code | 54861 | 61053 |
| city | 54861 | 61053 |
| state | Wisconsin | Illinois |
| state code | WI | IL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,829 | 2,829 |
| base flood elevation | 5 ft | 7 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2020 | 8 recorded flood events in the past 50 years. Most recent major flood: 2016 |
| nearest water | Lake Erie (2.8 miles) | drainage canal (3.4 miles) |
| elevation ft | 234 | 637 |
| population | 75,013 | 78,390 |
| median home value | 341,074 | 602,009 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $194,364 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $196,272 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1058C153J | 7902C721J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.