Flood Zone Comparison
Compare key metrics between 56265 56265, MN — Zone AE and 75946 75946, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 56265 56265, MN — Zone AE | 75946 75946, TX — Zone A |
|---|---|---|
| name | 56265 56265, MN — Zone AE | 75946 75946, TX — Zone A |
| zip code | 56265 | 75946 |
| city | 56265 | 75946 |
| state | Minnesota | Texas |
| state code | MN | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,047 | 1,047 |
| base flood elevation | 24 ft | 27 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2016 | 7 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | Pacific Ocean (0.6 miles) | Puget Sound (4.0 miles) |
| elevation ft | 250 | 1,429 |
| population | 21,585 | 58,574 |
| median home value | 657,225 | 112,246 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $113,422 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $65,817 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6245C891J | 4391C263J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.