Flood Zone Comparison
Compare key metrics between 58639 58639, ND — Zone AE and 87106 87106, NM — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 58639 58639, ND — Zone AE | 87106 87106, NM — Zone AE |
|---|---|---|
| name | 58639 58639, ND — Zone AE | 87106 87106, NM — Zone AE |
| zip code | 58639 | 87106 |
| city | 58639 | 87106 |
| state | North Dakota | New Mexico |
| state code | ND | NM |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,559 | 1,559 |
| base flood elevation | 9 ft | 9 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2020 | 13 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Lake Huron (3.9 miles) | Ohio River (0.4 miles) |
| elevation ft | 403 | 3,178 |
| population | 53,095 | 30,639 |
| median home value | 193,151 | 706,090 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $166,863 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $139,876 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8951C340J | 6355C323J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.