Flood Zone Comparison
Compare key metrics between 58845 58845, ND — Zone A and 59855 59855, MT — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 58845 58845, ND — Zone A | 59855 59855, MT — Zone AE |
|---|---|---|
| name | 58845 58845, ND — Zone A | 59855 59855, MT — Zone AE |
| zip code | 58845 | 59855 |
| city | 58845 | 59855 |
| state | North Dakota | Montana |
| state code | ND | MT |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,457 | 2,457 |
| base flood elevation | 18 ft | 10 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2024 | 8 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | Long Island Sound (3.9 miles) | local river (1.7 miles) |
| elevation ft | 1,735 | 7,666 |
| population | 2,769 | 29,128 |
| median home value | 691,263 | 780,374 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $183,075 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $46,123 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3589C966J | 2764C524J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.