Flood Zone Comparison
Compare key metrics between 59044 59044, MT — Zone A and 79720 79720, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 59044 59044, MT — Zone A | 79720 79720, TX — Zone AE |
|---|---|---|
| name | 59044 59044, MT — Zone A | 79720 79720, TX — Zone AE |
| zip code | 59044 | 79720 |
| city | 59044 | 79720 |
| state | Montana | Texas |
| state code | MT | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 921 | 921 |
| base flood elevation | 14 ft | 26 ft |
| historical floods | 0 recorded flood events in the past 50 years | 9 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Arkansas River (1.9 miles) | Lake Ontario (3.1 miles) |
| elevation ft | 5,701 | 975 |
| population | 36,433 | 56,615 |
| median home value | 380,794 | 304,215 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $162,856 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $41,354 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9475C549J | 1457C921J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.