Flood Zone Comparison
Compare key metrics between 59077 59077, MT — Zone A and 80004 80004, CO — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 59077 59077, MT — Zone A | 80004 80004, CO — Zone A |
|---|---|---|
| name | 59077 59077, MT — Zone A | 80004 80004, CO — Zone A |
| zip code | 59077 | 80004 |
| city | 59077 | 80004 |
| state | Montana | Colorado |
| state code | MT | CO |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,280 | 2,280 |
| base flood elevation | 15 ft | 12 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2007 | 1 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Rio Grande (4.6 miles) | Red River (2.1 miles) |
| elevation ft | 7,347 | 2,674 |
| population | 49,484 | 26,885 |
| median home value | 111,087 | 540,853 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $30,792 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $103,445 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2712C930J | 5116C806J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.