Flood Zone Comparison
Compare key metrics between 59085 59085, MT — Zone A and 60930 60930, IL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 59085 59085, MT — Zone A | 60930 60930, IL — Zone A |
|---|---|---|
| name | 59085 59085, MT — Zone A | 60930 60930, IL — Zone A |
| zip code | 59085 | 60930 |
| city | 59085 | 60930 |
| state | Montana | Illinois |
| state code | MT | IL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,323 | 1,323 |
| base flood elevation | 16 ft | 19 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2006 | 3 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | Ohio River (4.6 miles) | local river (2.9 miles) |
| elevation ft | 7,023 | 1,688 |
| population | 29,507 | 2,154 |
| median home value | 503,493 | 172,206 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $165,449 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $113,095 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2889C424J | 4880C219J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.