Flood Zone Comparison
Compare key metrics between 59086 59086, MT — Zone AE and 93652 93652, CA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 59086 59086, MT — Zone AE | 93652 93652, CA — Zone A |
|---|---|---|
| name | 59086 59086, MT — Zone AE | 93652 93652, CA — Zone A |
| zip code | 59086 | 93652 |
| city | 59086 | 93652 |
| state | Montana | California |
| state code | MT | CA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,414 | 1,414 |
| base flood elevation | 27 ft | 19 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2017 | 9 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Red River (0.3 miles) | Potomac River (0.1 miles) |
| elevation ft | 3,116 | 695 |
| population | 46,154 | 22,382 |
| median home value | 497,030 | 632,805 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $172,289 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $142,177 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9541C423J | 9847C299J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.