Flood Zone Comparison
Compare key metrics between 59257 59257, MT — Zone AE and 78635 78635, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 59257 59257, MT — Zone AE | 78635 78635, TX — Zone AE |
|---|---|---|
| name | 59257 59257, MT — Zone AE | 78635 78635, TX — Zone AE |
| zip code | 59257 | 78635 |
| city | 59257 | 78635 |
| state | Montana | Texas |
| state code | MT | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,097 | 3,097 |
| base flood elevation | 12 ft | 29 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2023 | 6 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Arkansas River (1.7 miles) | Colorado River (2.2 miles) |
| elevation ft | 3,170 | 378 |
| population | 76,736 | 44,459 |
| median home value | 429,859 | 296,932 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $95,591 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $160,256 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4513C276J | 9204C885J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.