Flood Zone Comparison
Compare key metrics between 59263 59263, MT — Zone A and 97236 97236, OR — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 59263 59263, MT — Zone A | 97236 97236, OR — Zone A |
|---|---|---|
| name | 59263 59263, MT — Zone A | 97236 97236, OR — Zone A |
| zip code | 59263 | 97236 |
| city | 59263 | 97236 |
| state | Montana | Oregon |
| state code | MT | OR |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,112 | 1,112 |
| base flood elevation | 27 ft | 16 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2020 | 0 recorded flood events in the past 50 years |
| nearest water | Arkansas River (3.9 miles) | Lake Michigan (2.5 miles) |
| elevation ft | 6,202 | 1,125 |
| population | 19,793 | 60,848 |
| median home value | 675,783 | 649,930 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $29,304 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $17,971 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5280C125J | 4268C565J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.