Flood Zone Comparison
Compare key metrics between 61049 61049, IL — Zone AE and 92879 92879, CA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 61049 61049, IL — Zone AE | 92879 92879, CA — Zone A |
|---|---|---|
| name | 61049 61049, IL — Zone AE | 92879 92879, CA — Zone A |
| zip code | 61049 | 92879 |
| city | 61049 | 92879 |
| state | Illinois | California |
| state code | IL | CA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,411 | 1,411 |
| base flood elevation | 27 ft | 16 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2019 | 10 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Lake Erie (4.3 miles) | Susquehanna River (2.2 miles) |
| elevation ft | 1,691 | 1,264 |
| population | 72,220 | 73,466 |
| median home value | 195,849 | 739,496 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $159,596 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $198,490 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4280C937J | 6593C909J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.