Flood Zone Comparison
Compare key metrics between 61466 61466, IL — Zone A and 78405 78405, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 61466 61466, IL — Zone A | 78405 78405, TX — Zone AE |
|---|---|---|
| name | 61466 61466, IL — Zone A | 78405 78405, TX — Zone AE |
| zip code | 61466 | 78405 |
| city | 61466 | 78405 |
| state | Illinois | Texas |
| state code | IL | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,985 | 1,985 |
| base flood elevation | 27 ft | 10 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2007 | 8 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | local river (4.3 miles) | Arkansas River (4.3 miles) |
| elevation ft | 1,474 | 22 |
| population | 22,225 | 66,393 |
| median home value | 323,449 | 685,391 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $67,406 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $126,892 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4066C766J | 1944C846J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.