Flood Zone Comparison
Compare key metrics between 62565 62565, IL — Zone A and 75148 75148, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 62565 62565, IL — Zone A | 75148 75148, TX — Zone A |
|---|---|---|
| name | 62565 62565, IL — Zone A | 75148 75148, TX — Zone A |
| zip code | 62565 | 75148 |
| city | 62565 | 75148 |
| state | Illinois | Texas |
| state code | IL | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,709 | 2,709 |
| base flood elevation | 29 ft | 10 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2024 | 8 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Mississippi River (2.0 miles) | local river (4.9 miles) |
| elevation ft | 1,278 | 610 |
| population | 64,954 | 45,858 |
| median home value | 646,796 | 478,054 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $133,255 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $21,512 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4858C131J | 3650C965J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.