Flood Zone Comparison
Compare key metrics between 62850 62850, IL — Zone AE and 92365 92365, CA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 62850 62850, IL — Zone AE | 92365 92365, CA — Zone AE |
|---|---|---|
| name | 62850 62850, IL — Zone AE | 92365 92365, CA — Zone AE |
| zip code | 62850 | 92365 |
| city | 62850 | 92365 |
| state | Illinois | California |
| state code | IL | CA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,257 | 3,257 |
| base flood elevation | 26 ft | 25 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2016 | 3 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | Tampa Bay (0.4 miles) | drainage canal (0.5 miles) |
| elevation ft | 1,166 | 1,740 |
| population | 23,754 | 62,715 |
| median home value | 171,791 | 727,787 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $14,762 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $86,816 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7306C108J | 3178C802J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.