Flood Zone Comparison
Compare key metrics between 63740 63740, MO — Zone AE and 95546 95546, CA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 63740 63740, MO — Zone AE | 95546 95546, CA — Zone AE |
|---|---|---|
| name | 63740 63740, MO — Zone AE | 95546 95546, CA — Zone AE |
| zip code | 63740 | 95546 |
| city | 63740 | 95546 |
| state | Missouri | California |
| state code | MO | CA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,038 | 3,037 |
| base flood elevation | 18 ft | 15 ft |
| historical floods | 0 recorded flood events in the past 50 years | 9 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | drainage canal (1.0 miles) | Connecticut River (4.4 miles) |
| elevation ft | 1,300 | 524 |
| population | 79,125 | 29,464 |
| median home value | 744,384 | 342,026 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $75,619 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $170,709 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4201C722J | 8194C151J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.