Flood Zone Comparison
Compare key metrics between 64650 64650, MO — Zone AE and 87566 87566, NM — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 64650 64650, MO — Zone AE | 87566 87566, NM — Zone A |
|---|---|---|
| name | 64650 64650, MO — Zone AE | 87566 87566, NM — Zone A |
| zip code | 64650 | 87566 |
| city | 64650 | 87566 |
| state | Missouri | New Mexico |
| state code | MO | NM |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,878 | 2,878 |
| base flood elevation | 25 ft | 17 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2009 | 10 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Tampa Bay (0.6 miles) | James River (3.2 miles) |
| elevation ft | 1,012 | 3,726 |
| population | 79,039 | 8,944 |
| median home value | 181,588 | 492,779 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $81,917 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $117,222 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9957C973J | 1198C216J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.