Flood Zone Comparison
Compare key metrics between 65641 65641, MO — Zone A and 79528 79528, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 65641 65641, MO — Zone A | 79528 79528, TX — Zone A |
|---|---|---|
| name | 65641 65641, MO — Zone A | 79528 79528, TX — Zone A |
| zip code | 65641 | 79528 |
| city | 65641 | 79528 |
| state | Missouri | Texas |
| state code | MO | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,203 | 1,203 |
| base flood elevation | 14 ft | 5 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2011 | 8 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | Pacific Ocean (4.0 miles) | Puget Sound (3.9 miles) |
| elevation ft | 46 | 1,820 |
| population | 25,003 | 17,727 |
| median home value | 210,785 | 114,393 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $16,081 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $190,351 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4766C239J | 8888C830J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.