Flood Zone Comparison
Compare key metrics between 65738 65738, MO — Zone A and 86018 86018, AZ — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 65738 65738, MO — Zone A | 86018 86018, AZ — Zone A |
|---|---|---|
| name | 65738 65738, MO — Zone A | 86018 86018, AZ — Zone A |
| zip code | 65738 | 86018 |
| city | 65738 | 86018 |
| state | Missouri | Arizona |
| state code | MO | AZ |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,994 | 1,994 |
| base flood elevation | 25 ft | 11 ft |
| historical floods | 0 recorded flood events in the past 50 years | 1 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | Long Island Sound (1.4 miles) | Tampa Bay (4.7 miles) |
| elevation ft | 1,944 | 5,463 |
| population | 67,570 | 49,517 |
| median home value | 657,378 | 568,344 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $190,152 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $76,215 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4476C160J | 6889C610J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.