Flood Zone Comparison
Compare key metrics between 70438 70438, LA — Zone AE and 80521 80521, CO — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 70438 70438, LA — Zone AE | 80521 80521, CO — Zone A |
|---|---|---|
| name | 70438 70438, LA — Zone AE | 80521 80521, CO — Zone A |
| zip code | 70438 | 80521 |
| city | 70438 | 80521 |
| state | Louisiana | Colorado |
| state code | LA | CO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,557 | 1,557 |
| base flood elevation | 17 ft | 17 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2005 | 0 recorded flood events in the past 50 years |
| nearest water | Missouri River (2.1 miles) | Lake Superior (1.5 miles) |
| elevation ft | 46 | 4,197 |
| population | 51,295 | 71,313 |
| median home value | 270,254 | 205,326 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $174,391 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $196,342 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2161C586J | 9824C776J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.