Flood Zone Comparison
Compare key metrics between 75642 75642, TX — Zone AE and 76116 76116, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 75642 75642, TX — Zone AE | 76116 76116, TX — Zone A |
|---|---|---|
| name | 75642 75642, TX — Zone AE | 76116 76116, TX — Zone A |
| zip code | 75642 | 76116 |
| city | 75642 | 76116 |
| state | Texas | Texas |
| state code | TX | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,430 | 2,430 |
| base flood elevation | 5 ft | 22 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2024 | 13 recorded flood events in the past 50 years. Most recent major flood: 2016 |
| nearest water | Galveston Bay (1.1 miles) | local stream (3.1 miles) |
| elevation ft | 1,639 | 1,871 |
| population | 49,613 | 72,745 |
| median home value | 676,427 | 427,089 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $98,857 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $31,993 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2655C565J | 7237C487J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.