Flood Zone Comparison
Compare key metrics between 77616 77616, TX — Zone A and 78013 78013, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 77616 77616, TX — Zone A | 78013 78013, TX — Zone AE |
|---|---|---|
| name | 77616 77616, TX — Zone A | 78013 78013, TX — Zone AE |
| zip code | 77616 | 78013 |
| city | 77616 | 78013 |
| state | Texas | Texas |
| state code | TX | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,490 | 2,490 |
| base flood elevation | 19 ft | 13 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2024 | 11 recorded flood events in the past 50 years. Most recent major flood: 2015 |
| nearest water | Atlantic Ocean (1.9 miles) | Potomac River (3.8 miles) |
| elevation ft | 1,910 | 1,669 |
| population | 2,706 | 64,524 |
| median home value | 583,478 | 393,338 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $60,508 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $184,041 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7075C267J | 6981C826J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.