Flood Zone Comparison
Compare key metrics between 77878 77878, TX — Zone A and 81335 81335, CO — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 77878 77878, TX — Zone A | 81335 81335, CO — Zone AE |
|---|---|---|
| name | 77878 77878, TX — Zone A | 81335 81335, CO — Zone AE |
| zip code | 77878 | 81335 |
| city | 77878 | 81335 |
| state | Texas | Colorado |
| state code | TX | CO |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,137 | 1,137 |
| base flood elevation | 11 ft | 19 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2019 | 1 recorded flood events in the past 50 years. Most recent major flood: 2017 |
| nearest water | Merrimack River (0.3 miles) | Lake Michigan (0.4 miles) |
| elevation ft | 1,263 | 3,683 |
| population | 553 | 9,611 |
| median home value | 364,569 | 189,438 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $78,360 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $29,478 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1568C201J | 1982C483J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.