Flood Zone Comparison
Compare key metrics between 78349 78349, TX — Zone A and 78729 78729, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 78349 78349, TX — Zone A | 78729 78729, TX — Zone AE |
|---|---|---|
| name | 78349 78349, TX — Zone A | 78729 78729, TX — Zone AE |
| zip code | 78349 | 78729 |
| city | 78349 | 78729 |
| state | Texas | Texas |
| state code | TX | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,012 | 1,012 |
| base flood elevation | 10 ft | 18 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2012 | 3 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | local stream (5.0 miles) | Rio Grande (1.9 miles) |
| elevation ft | 1,521 | 68 |
| population | 41,223 | 5,933 |
| median home value | 305,462 | 476,213 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $148,364 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $192,960 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3778C485J | 7314C506J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.