Flood Zone Comparison
Compare key metrics between 78567 78567, TX — Zone VE and 79086 79086, TX — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 78567 78567, TX — Zone VE | 79086 79086, TX — Zone VE |
|---|---|---|
| name | 78567 78567, TX — Zone VE | 79086 79086, TX — Zone VE |
| zip code | 78567 | 79086 |
| city | 78567 | 79086 |
| state | Texas | Texas |
| state code | TX | TX |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 5,042 | 5,039 |
| base flood elevation | 25 ft | 5 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2018 | 7 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | drainage canal (2.5 miles) | Connecticut River (2.4 miles) |
| elevation ft | 1,784 | 1,822 |
| population | 66,761 | 28,324 |
| median home value | 500,237 | 324,723 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $163,953 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $103,949 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 3332C698J | 5297C926J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.