Flood Zone Comparison
Compare key metrics between 78574 78574, TX — Zone AE and 83644 83644, ID — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 78574 78574, TX — Zone AE | 83644 83644, ID — Zone A |
|---|---|---|
| name | 78574 78574, TX — Zone AE | 83644 83644, ID — Zone A |
| zip code | 78574 | 83644 |
| city | 78574 | 83644 |
| state | Texas | Idaho |
| state code | TX | ID |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,582 | 2,582 |
| base flood elevation | 8 ft | 12 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2007 | 7 recorded flood events in the past 50 years. Most recent major flood: 2015 |
| nearest water | drainage canal (3.8 miles) | local stream (2.6 miles) |
| elevation ft | 877 | 5,375 |
| population | 65,131 | 64,405 |
| median home value | 470,029 | 628,930 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $180,443 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $191,611 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8914C979J | 7874C304J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.