Flood Zone Comparison
Compare key metrics between 81143 81143, CO — Zone AE and 96796 96796, HI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 81143 81143, CO — Zone AE | 96796 96796, HI — Zone AE |
|---|---|---|
| name | 81143 81143, CO — Zone AE | 96796 96796, HI — Zone AE |
| zip code | 81143 | 96796 |
| city | 81143 | 96796 |
| state | Colorado | Hawaii |
| state code | CO | HI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,112 | 3,112 |
| base flood elevation | 15 ft | 6 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2020 | 2 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | retention pond (4.3 miles) | Lake Michigan (2.4 miles) |
| elevation ft | 2,757 | 501 |
| population | 73,531 | 1,339 |
| median home value | 150,703 | 530,359 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $60,157 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $83,797 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5434C757J | 2530C165J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.