Flood Zone Comparison
Compare key metrics between 81222 81222, CO — Zone AE and 85622 85622, AZ — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 81222 81222, CO — Zone AE | 85622 85622, AZ — Zone AE |
|---|---|---|
| name | 81222 81222, CO — Zone AE | 85622 85622, AZ — Zone AE |
| zip code | 81222 | 85622 |
| city | 81222 | 85622 |
| state | Colorado | Arizona |
| state code | CO | AZ |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,041 | 2,041 |
| base flood elevation | 26 ft | 12 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2021 | 6 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Lake Erie (0.6 miles) | Tennessee River (3.7 miles) |
| elevation ft | 6,486 | 3,467 |
| population | 79,309 | 49,891 |
| median home value | 400,868 | 246,613 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $23,039 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $13,567 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2863C227J | 9965C207J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.