Flood Zone Comparison
Compare key metrics between 82720 82720, WY — Zone AE and 92646 92646, CA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 82720 82720, WY — Zone AE | 92646 92646, CA — Zone A |
|---|---|---|
| name | 82720 82720, WY — Zone AE | 92646 92646, CA — Zone A |
| zip code | 82720 | 92646 |
| city | 82720 | 92646 |
| state | Wyoming | California |
| state code | WY | CA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,792 | 2,792 |
| base flood elevation | 27 ft | 13 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2016 | 0 recorded flood events in the past 50 years |
| nearest water | Arkansas River (3.0 miles) | Lake Superior (0.8 miles) |
| elevation ft | 5,401 | 1,752 |
| population | 10,322 | 31,816 |
| median home value | 683,982 | 338,860 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $121,548 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $179,321 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8232C618J | 3414C960J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.