Flood Zone Comparison
Compare key metrics between 93554 93554, CA — Zone VE and 95311 95311, CA — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 93554 93554, CA — Zone VE | 95311 95311, CA — Zone VE |
|---|---|---|
| name | 93554 93554, CA — Zone VE | 95311 95311, CA — Zone VE |
| zip code | 93554 | 95311 |
| city | 93554 | 95311 |
| state | California | California |
| state code | CA | CA |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 5,145 | 5,146 |
| base flood elevation | 13 ft | 17 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2015 | 14 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | drainage canal (1.0 miles) | James River (2.1 miles) |
| elevation ft | 594 | 1,168 |
| population | 21,937 | 70,623 |
| median home value | 139,427 | 539,084 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $182,141 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $192,282 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 2972C995J | 7941C437J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.